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7 AI Coding Subscription Plans That Let You Build Without Worrying About API Costs

O.A
February 05, 2026
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7 AI Coding Subscription Plans That Let You Build Without Worrying About API Costs

Introduction

For many developers, “vibe coding” means getting into a deep creative rhythm — experimenting freely, debugging quickly, and iterating without constantly checking token usage or API invoices. But when you rely on pay‑as‑you‑go APIs, long coding sessions can become unexpectedly expensive.

This is why fixed‑quota AI coding plans have exploded in popularity. Instead of charging per request, these plans offer predictable usage windows, rolling resets, and generous limits that support uninterrupted development.

Below is a breakdown of seven major AI coding plans available today, how they work, and which type of developer each one suits best.

1. Claude Code Subscription Plans

Claude Code was one of the first offerings to make long‑form AI coding predictable. Developers quickly discovered that using Claude through the API for iterative coding was costly — especially when debugging or refactoring large codebases.

To solve this, Anthropic introduced subscription tiers with rolling usage windows. These plans reset every few hours and, on higher tiers, include weekly ceilings. This structure allows developers to code continuously without worrying about token spikes.

Claude Code Plans

Plan

Monthly Price

Usage Window

Claude Pro

$20

~10–40 prompts per 5 hours

Claude Max (5×)

$100

~50–200 prompts per 5 hours

Claude Max (20×)

$200

~200–800 prompts per 5 hours

Usage resets every five hours, with additional weekly caps depending on the tier.


2. ChatGPT Codex Access Plans

OpenAI bundles Codex‑style coding capabilities into its ChatGPT subscription tiers. Instead of paying per API call, users receive structured message limits that reset on a rolling schedule.

This makes ChatGPT a practical option for developers who want predictable coding sessions without managing API billing.

ChatGPT Plans

Plan

Monthly Price

Usage Window

ChatGPT Plus

$20

~30–150 messages per 5 hours

ChatGPT Pro

$200

~300–1500 messages per 5 hours

ChatGPT Business~

$30/user

Higher per‑user caps

ChatGPT Enterprise

Custom

Custom quotas

Message limits vary based on model and complexity.

3. Google AI Coding Plans

Google’s Gemini Code Assist and Gemini CLI receive expanded quotas under Google AI Pro and Ultra. Unlike other providers that use short rolling windows, Google primarily enforces daily limits.

This makes the plans ideal for developers who code steadily throughout the day rather than in short bursts.

Google AI Plans

Plan Monthly

Price

Daily Usage

Google AI Pro

~$20

~500–1,500 coding requests/day

Google AI Ultra

~$250

~3,000–10,000 requests/day

Daily limits vary by tool, model, and request complexity.

4. GLM Coding Plans

GLM offers some of the most affordable AI coding subscriptions available. These plans bundle prompt quotas into rolling five‑hour windows, making them ideal for developers who want maximum value at minimal cost.

Plan

Monthly Price

Usage Window

GLM Lite

~$3

~120 prompts per 5 hours

GLM Pro

~$15

~600 prompts per 5 hours

GLM Max

~$30

~2,400 prompts per 5 hours

Perfect for budget‑friendly, high‑frequency coding.

5. MiniMax Coding Plans

MiniMax provides one of the clearest quota systems in the AI coding space. Each plan offers a fixed number of prompts per five‑hour window, powered by the efficient MiniMax M2.1 model.

MiniMax Plans

Plan

Monthly Price

Usage Window

MiniMax Starter

$10

100 prompts per 5 hours

MiniMax Plus

$20

300 prompts per 5 hours

MiniMax Max

$50

100 prompts per 5 hours

Great for developers who prefer structured, sprint‑based coding.

6. Kimi Weekly Coding Plans

Kimi takes a different approach by offering weekly quotas instead of hourly or daily resets. This is ideal for developers who code consistently throughout the week.

Kimi Plans

Plan

Monthly Price

Weekly Usage

Kimi Starter

~$9–10

~2,000 – 3,500 requests/week

Kimi Pro/Ultra

~$49

~8,000 – 15,000 requests/week

Quotas refresh every seven days from activation.

7. Cerebras High‑Throughput Coding Plans

Cerebras focuses on raw speed and massive token allowances. Instead of limiting prompts, they cap daily token usage — making them ideal for heavy agent workflows and continuous coding.

Cerebras Plans

Plan

Monthly Price

Daily Tokens

Cerebras Code Pro

$50

24M tokens/day

Cerebras Code Max

$200

120M tokens/day

Model Speeds

Model

Approx. Speed

ZAI GLM 4.7

~1,000 tokens/sec

GPT‑OSS 120B

~3,000 tokens/sec

These plans support some of the fastest coding throughput available.

Quick Comparison Table

Provider

Price

Minimum

Usage

Reset

Style

Best For

Claude Code

$20–$20

~10 prompts/5h

5‑hour rolling

Long iterative sessions

Codex

$20–$200

+~30 messages/5h

5‑hour rolling

Generalcoding/debugging

Google AI

~$20–$250

~500/day

Daily

Steady daily coding

GLM

~$3–$30

~120/5h

5‑hour rolling

Best value for budget coding

MiniMax

$10–$50

100/5h

5‑hour rolling

Sprint‑based workflows

Kimi

~$10–$49

~2,000/week

Weekly

Consistent weekly coding

Cerebras

$50–$200

24M tokens/day

Daily

High‑speed continuous coding

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